EFC (I) Q4 FY26 Results (NSE: EFCIL)

· Analysis by Alpha Inflection

Signal: Margin pressure

The read

Q4FY26 marks the 4th straight quarter of OPM compression (from 52% in Q3FY25 to 49%) as cost of services surged 680bps to 45.5% of revenue. Revenue growth decelerated sharply to 38.9% from 126.9% a year ago. Full-year PAT grew 35.1% vs revenue +81%, a widening gap. Standalone PAT crashed 60.4%, confirming the growth story is entirely subsidiary-driven. Operating cash flow coverage of PAT remains weak at 55.9% on standalone books. The merger of Whitehills Interior contributed scale but also debt and lease liabilities of ₹10,046 lakh.

EFC (I) Q4 FY26 key financials
MetricValueYoYQoQ
Revenue₹2.93 Cr38.9%8.5%
EBIT₹1.44 Cr45.5%
Net profit₹0.69 Cr14.7%
EPS₹4.6914.7%
EBIT margin49%

P&L walk

Consolidated Q4 revenue grew 38.9% YoY to ₹293 Cr, but decelerated from 126.9% in Q4FY25; OPM contracted 300bps to 49%, the 4th consecutive quarter of margin compression, driven by cost of services rising 680bps to 45.5% of revenue. Employee costs dropped 540bps to 7.9%, indicating cost restructuring. Depreciation jumped 112% YoY as fresh assets capitalised. PAT grew 14.7% to ₹69 Cr, tracking operating profit but diluted by higher finance costs (+87% YoY). Full-year PAT ₹246 Cr, +35.1% YoY, below revenue growth of 81%.

Segments

The consolidated group operates in a single interior fit-out segment; the standalone entity's PAT of ₹1,259 lakh is only 5.1% of consolidated PAT ₹24,613 lakh, confirming the subsidiaries (post-merger of Whitehills Interior) drive 95% of group earnings.

Key positives

Key concerns

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