eMudhra Q1 FY26 Results (NSE: EMUDHRA)

· Analysis by Alpha Inflection

Signal: Margin pressure

The read

Revenue growth of 29.5% YoY is solid, driven by Trust Services (+35.4%), but the OPM has contracted for the 3rd consecutive quarter (Q4FY25 -900bps, Q1FY26 -500bps) due to employee cost (+44.8% YoY) and D&A (+78.1% YoY) surging from the consolidated acquisitions — a classic integration cost headwind. Standalone business shows a dramatic margin expansion (OPM +1030bps to 25.1%) as employee costs fell, indicating the parent company is leaner; the group's margin drag is entirely in the subsidiaries. The sequential revenue dip (-1.4% QoQ) is small and likely seasonal; overall the trajectory is growth with margin pain that should ease as acquisitions scale.

eMudhra Q1 FY26 key financials
MetricValueYoYQoQ
Revenue₹190.72 Cr29.5%-1.4%
EBIT₹38.17 Cr22.9%
Net profit₹32 Cr27.9%
EPS₹3.9128.2%
EBIT margin24.0%

P&L walk

Revenue grew 29.5% YoY to ₹1,907.15 million, driven by Trust Services (+35.4% YoY, ₹1,254.64 million) which now accounts for 66% of total revenue. Operating expenses rose slower (+23.6%) than revenue, but employee costs surged +44.8% YoY and D&A jumped +78.1% YoY, compressing OPM by 500bps to 24.0%. Net PAT grew 27.9% to ₹319.97 million, tracking EBIT growth of 22.9%.

Segments

Trust Services segment is the key growth driver (₹1,254.64 million, +35.4% YoY, 66% of total revenue) and the higher-margin business (segment result margin 20.5%); Enterprise Solutions (₹652.51 million, +19.4% YoY, 34% of revenue) grew slower but contributed higher segment margin (50.1%) — together they lifted group EBIT 22.9% YoY; the gap between standalone PAT (₹124.19 million) and consolidated PAT (₹321.46 million) confirms significant profit contribution from subsidiaries, particularly the Trust Services (Cryptas, Certinext etc.) acquisition.

Key positives

Key concerns

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